Tuesday, April 30, 2019

Reading response Essay Example | Topics and Well Written Essays - 250 words - 21

Reading response - Essay ExampleThe Allies were strained to sign off as post First World War the allies were dependent on the United States for not only military and arms but also for fuel, food and other raw material requirements. However, only some of the Wilson 14 points made it to acceptance particularly five of them the rest were rejected on the event of being overly ambitious and unrealistic. The impracticality of these points dominated the Great European powers and the experiences of wartime. Apart from the Russian evacuation and the Belgium restoration the other points created more negative vibe than positive effects. For example, the settlement of colonial claims, the French repugn territories the Italy border adjustments based on nationality etc. all caused more tension and new national disputes earlier than solving any problems. Thus not all the points presented by the hot seat were fruitful in generating demesne peace.The most important point in my view and accordi ng to the historical perspective is the last point. disposal of the League of Nations to secure mutual guarantees of independence and territorial integrity. (President Wilsons Fourteen Points). This League of Nations was formed by means of the start of the Second World War and aimed at diluting national sovereignty and creating global and international government. However, this did not materialize as per the speech but this point was the backbone of the 14 points speech by the President Wilson in

Monday, April 29, 2019

Society gender differences Essay Example | Topics and Well Written Essays - 2250 words

Society gender differences - Essay ExampleThe present research account concentrates on the works of Richard Rodriguez and Malcolm X in a comparative way in order to abide by out similarities and dissimilarities they present in their valuable writings. The works reveal the very fact that both the writers kick in depicted their views on the significance of education and learning in the life of individuals. Both the authors belong to diverging racial, ethnic and cultural backgrounds with absolutely different parentage and socioeconomic status. In addition, both the writers, under study, had go through quite different socialization process, atmosphere and environment during their learning process. Even then, the most dominant of the similarities surrounded by the two include their passion and eagerness regarding quench their thirst for knowledge and comprehension by studying more and more and seeking new dimensions of awareness, vigilance and insight from the books offering depth o f knowledge and wisdom to them.Both Rodriguez and Malcolm X have identified the existence of racial discrimination in their society, where the population as well as ethnic group, other than the White Anglo Saxon Population (WASP), is looked down upon by the overtake white US majority. Richard Rodriguez, in his essay the Achievement of Desire exclaims how his Spanish background had become a grave hurdle on his way to learning and seeking knowledge offered at American coachs in English language. Similarly, Malcolm X also views education as the way of broadening ones views and eliminating racial prejudice and prejudice attitude towards other groups and communities of societies, though he also looks annoyed and irritated because of the hatred of the white muckle towards the minority races, particularly towards the blacks.Human societies, in totally parts of the globe, have been divergent since ever this diversification is on the groundwork of caste, class, clan, community, region, religion, race, gender and socioeconomic status. Though all the above-given bases of differentiation polarize the societies into different groups, yet racial background and socioeconomic status play the most influential role in unraveling the individuals from one another. Hence, all mans belongings, schooling, education, financial activities and life-style determines to which class he has come from. An individual can facilitate himself and his family on the foundation of his resources. If he is well-to-do and earns money in plenty, he can offer his family a comfortable and sonsy life. On the other hand, if he has to work hard to make both ends meet, his family will also reliable to suffer and is forced to lead a miserable and sorrowful life. Both Rodriguez and Malcolm X discuss the problem of social discrimination in their works Jonathan Kozols Savage Inequalities also portrays the same while keeping picky attention towards school children belonging to different socioeconomic s tatus.Jonathan Kozol is a renowned American writer, researcher, educationalist and reformer. In his award-winner book Savage Inequalities, he has described the pathetic condition of innocent school children at the school

Sunday, April 28, 2019

Keynesian macroeconomics Essay Example | Topics and Well Written Essays - 1000 words

Keynesian macroeconomics - Essay ExampleHowever, large changes in gettable technology, especially regression is very difficult to support (Summers, 1986).Second, erythrocyte theory assumes that fluctuations in employment resound changes in the amount people want to work. Because employment fluctuates substantially while the determinants of labour supply - touchable wage and the reliable interest rate - vary only slightly, these models require that leisure be super substitutable over time. This assumption conflicts with m some(prenominal) studies (for example, Altonji, 1986) it also conflicts with the belief that high unemployment in recessions is largely in volunteer.Third, real championship cycle theory assumes that monetary policy is irrelevant for economic fluctuations, this challenges the Keynesian argument that any correlation of money with output arises because the money supply is endogenous (King and Plosser, 1984). Very little evidence supports this theory.A different a pproach to the business cycle is the sectoral shift theory, which emphasizes the costly adjustment of labour among sectors (Lilien 1982, Black 1987). gibe to this theory movement of labour from one sector to a nonher occurs in response to market fluctuations and recessions ar periods during which there are more sectoral shocks and thus a greater need for sectoral adjustment. If this were to be true we would hold on high unemployment accompanied by high job vacancies during a recession - this is not correct (Abraham & Katz, 1986). In fact the measured movement of workers is opposite i.e. very low during recession (Murphy & Topel, 1987).Advocates of the sectoral shift theory indicate that it is possible that since the process of sectoral adjustment requires a period of high unemployment and low income, it lowers the demand for the products of all sectors. Thus, we cogency observe low vacancies and low movement during recessions, even if recessions are initially caused by the need to allocate labour among sectors.In this form, it is not clear how to distinguish empirically the sectoral shift theory from real business cycle theories that emphasize economy-wide fluctuations in technology or Keynesian theories that emphasize fluctuations in aggregate demand.The moot over the RBC theory boils down to four issues1. Do changes in employment reflect voluntary changes in labour supply2. Does the economy experience large exogenous productivity shocks in the unequal run3. Is money really neutral in the short run4. Are wages and prices ductile in the short run Do they adjust quickly to keep supply and demand in balance in all marketsSatisfactory answers have not been found to these questions within the framework of the RBC theory.New Keynesian MacroeconomicsThe single theme that identifies Keynesian economics is the belief that economic fluctuations do not reflect the optimal response of the economy to changes in tastes and technology, but some sort of market cala mity on a large scale. The market imperfection that recurs most frequently in Keynesian theories is the trouble of wages and prices to adjust instantly to equilibrate supply and demand. The short-run

If Black English Isnt a Language, Then Tell Me, What Is by James Essay

If Black side of meat Isnt a Language, Then Tell Me, What Is by crowd together Baldwin - Essay ExampleFor example, reading about Congo Square, made me aware of Black American history, and Baldwins own identity.My biggest comprehension problem was Baldwins comments on the language used in England. It took several readings to perceive that atomic number 53s social background and education are reflected in the way one speaks slope, and ones language determines ones chances of advancement in life.In his essay, James Baldwin defends the unique get to of Black English. He sees it as a mark of identity, and is proud of its difference from mainstream English. He traces the origins of Black English to the despicable tradition of slavery, and states that the language evolved from the need for self-protection, and a common means of communication. He argues that Black English reflects the reality of the Black American experience. Baldwin holds that Black English is a language, not a dialec t, and defends its use by Black children in schools. He is scathing in his criticism of those Americans who despise it, and accuses them of

Saturday, April 27, 2019

The Recent and Current Global Financial Crisis Essay - 1

The Recent and Current global Financial Crisis - Essay ExampleThis view has recently been confirmed by an IMF report (2011), that financial crises unremarkably follow credit or asset price bubbles (IMF, p. 6). Moshirian (2010) has found that the inability of national regulatory bodies to react adequately to a global market that has become increasingly interdependent has left these bodies unable to throw regulatory arbitrage and the international movement of toxic assets (p. 504). In a way of confirming these kick the bucket two perspectives Longstaff (2008) has found that lower movements in the ABX Index of credit-default swaps did cause financial contagion in separate financial markets. This report will show how in the US, deregulation did serve to encourage market liquid that could have advantaged banks and homeowners. The report will explain how the lack of appropriate regulation in the financial markets guide to both a accredited estate bubble and the global financial cr isis that reached the UK and world markets.Since the Great Depression, the American government has initiated programs that encouraged homeownership for the average citizen while at the same time promoting and ensuring savings, as assets in banking institutions, that could be used to pay for mortgages. Following World War II there occurred several rounds of deregulation polity expressed through the passage of US federal acts that eventually, though not intentionally, allowed banks to collateralize the assets and to use them, as investment banks, to participate directly in the secondary financial markets. Deregulation was originally intended to pay supply with more liquidity of resources in order to meet an increasing demand in the real estate market.

Friday, April 26, 2019

Evaluating the Efficient Market Hypothesis by Using the Forex Example Essay

Evaluating the economical Market Hypothesis by Using the Forex Example - Essay ExampleAlso, Fama assumed that capital circulation has lower transaction cost. As such, all investor shares the same quality of information, under a perfectly efficient market, and so investors are unable to open excessive returns. If the securities market was perfectly efficient then fundamental analyses and technical analyses would non be serviceable at all. Fundamentalists, who are centered on the intrinsic value, assert that the main failure of EMH is universe too focused on long-term equilibrium while at the same time not paying any attention to the companies activities that generate those performances. Also, the important relationships between the financial market and businesses, or the achievement or failure of an investment, are really based on the factors that influence the good or questioning performance of any business. For example, omitting central bank policy intervention may lead to t he wrong discretion of a market being instability, thus resulting in a huge loss (Shostak 1997). Technicians who are against the surmise of the efficient market assert that the price moves in predictable (non-stationary) trend, which allows investors to make abnormal profits from the variant psychologies and trading styles. The Wall Street Journal editor Charles Dow deemed the technical analysis to be a modernistic climb up to studying the moving trends affected by the attitudes of participants towards different economic, monetary, political and psychological factors. Since the technical approach deems the price to be an outward manifestation of mass psychology, the analysis will tend to predict the prox price based on the large of the number of participants moods between panic, panic or confidence, greed, and optimism (Pring 1991 Neely and Weller 2011). Therefore, technicians disagree with the Efficient Market Hypothesis that all investors are rational.

Thursday, April 25, 2019

Role of the US Financial System Essay Example | Topics and Well Written Essays - 750 words

Role of the US pecuniary System - Essay ExampleThe financial system consists of two types of markets the money markets and the seat of g all overnment market. The money markets atomic number 18 financial assets with a maturity date of one year or less. The most influential of every money market instruments which provides liquidity to the system are treasury bills. Treasury bill are 90 day maturity short term bills which pay the investors a modest interest rate for of just about 4-5% for borrowing money to the government (Jsj, 2007).. Treasury bills are sold in the public market by investors and are considered a risk free proposition for investors since the assets is guaranteed against the US treasury reserves. The government along with the federally issued T-bill also gross sales other types of financial instruments in the money and capital markets. The government sells a nap of government bonds in order to finance governmental expenses such as making infrastructure improveme nts, capital projects, and cover emergency expenses among other uses. Bonds are sold by the federal, state, municipal government, and state agencies to acquire specie to finance their operations.The capital market takes place in storage exchanges around the world. The United States has many stock exchanges including the world most powerful exchange called the New York Stock Exchange. Another powerful exchange is the over the counter market of NASDAQ. In the stock market industry there have been a contend of mergers between international exchanges joining forces to gain power. In the floor of the stock exchange the brokers make purchases and sales of common stock, preferred stocks, futures, options, bonds among other types of financial instruments immediately after a client places an order. The stock market and the exchanges in which activity takes place are an economic market structure that is considered a perfect competition. In a perfectly competitive market the market reacts t o new information immediately and

Wednesday, April 24, 2019

Explain and Contrast Three Major Interpretations of the Fourth Essay

inform and Contrast Three Major Interpretations of the Fourth Amendment to the U.S. Constitution by the Supreme judicature - Essay eccentricThe Warrant approach Before the 1960s, the courts approached the interpretation of the Fourth Amendment by closely linking the two clauses on understanding and guarantee. The first is deemed a mere introduction to the second clause, which implies that so long as warrants are sedulous in conducting the search and seizure, then the principle of the Fourth Amendment is met because the warrant is the embodiment of the reasonableness clause. On the new(prenominal) hand, any search and seizure conducted without the use of a warrant is ipso facto unreasonable and defies the reasonableness clause of verbalize Amendment (Harr & Hess, 2007, pp. 178-179). This approach is underpinned by the idea that unless within established exceptions, warrantless searches or seizures in which there have been no prior approval by the court are unreasonable becaus e they are conducted outside the realm of the juridical process (cited in the dissent of Stewart in US v Edwards 415 US 800 (1974). The conventional Warrant tone-beginning is evident in the cases of Coolidge v New Hampshire 403 US 443-454, US v. Chadwick 433 U.S. 1 (1977), Payton v New York 445 US 573 (1980), Go-Bart Importing Co v US 282 U.S. 344, the dissent in US v Edwards 415 U.S. 800 (1974) and Camara v. Municipal Court 387 US 523 (1967). In Coolidge, the US Supreme Court reversed and remanded the doctrine of the defendant on the primer coat that the evidence supporting it was inadmissible for violation of the Fourth Amendment. The search warrant for the search of the defendants car was invalid because it was issued by the Attorney General who was the chief prosecutor of the case and was therefore not a neutral and detached magistrate. Because there was, in effect, an absence of warrant, the search was deemed done outside the legal process and was per se unreasonable. In C hadwick, the Court ruled that opening a footlocker inside the ashes of a car without a warrant contravened the Fourth Amendment because of the heightened privacy expectation attached to it. In Payton, a New York law allows the police to enter a felony suspects home and arrest him without a warrant. The Court ruled that this law violated the Fourth Amendment because it allowed a search without prior authority give by a neutral magistrate. In Go-Bart Importing, the Court reversed again a judgment of conviction on the ground that the search of a desk and a safe and the seizure of evidence therefrom on the basis of a search warrant issued by the US Commissioner were invalid under the Fourth Amendment. last in Camara, the Court ruled that searches conducted by government health and safety inspectors are subject to warrant under the Fourth Amendment because they intrude upon the privacy of persons protected by it and unless the owner consents to the search, the same is deemed unreasona ble. The Reasonableness Approach In the 1960s, the US Supreme Court broadened its interpretation of the Fourt

Tuesday, April 23, 2019

BPO and Cloud Computing (case study) Case Study

BPO and Cloud Computing ( ) - Case Study ExampleThese applications range from external e mer pottile system and business to business application to internal financial and human resources. An enterprise can have virtuoso or more than one selective information centers. The benefits of the data centers includes patroniseing business operations round the clock, quick deployment of applications and consolidation of computing resources and maintenance for sustaining business functions. Enterprises make special arrangement of both the facilities that house the equipment and effect required for such an operation. These facilities support high concentration of mesh topology infrastructure and server resources. A data center is based on the availability of power capacity, cabling, cooling capacity, temperature and humidity control, physical security akin restricted access and surveillance systems, fire and smoke systems, rack space and raised floor. info centers support high speed commu nication between servers, storage and devices of storage (Arregoces & Portolani, 2004, P.21). It in addition increases the availability of mirroring, clustering and procreation between database systems and storage devices. These facilities helps in storing the data in multiple locations thus lowering the chances of site misadventure that pr gists chances of normal system operations. Site failures are rec all overed by the replica of data at contrasting sites thereby creating the need for distributed data centers, distributed server firms and obvious transport technologies for enabling communication between them. Data centers can be local anesthetic as well as one that is located overseas. A local data center does not rely on connectivity over the internet and therefore negates a contingent failure point. Local data collection, correlation and processing are easier with local data centers. Corrective actions can be immediately taken to fix problems. The closer the management com ponents are to the source of the problems, the3 more autonomous the firms can be for supporting their infrastructure. Corrective management activities can be taken even if the network to the management server is down. Continuous and autonomous monitoring is possible with the help of local data centers. A local database has access to all data sources which are not outsidely accessible. In addition to remote interfaces like SNMP, scripting, WMI, the local data centers also have sensors for log files, disco very information, performance data sources- fundamentally anything that is available locally. A local data centre can perform correlation which helps in reduce flood of data into meaningful set of events. Instead of sending thousand log file records over the network to the server for analysis, local data centers filters out extraneous information and allows important problems to be direct to a centralized event console. It helps in reducing false alarms and increases the product ivity and efficiency as short-circuit term peeks are ignored and no time is spent in dealing with false alarms. It also helps in suppressing duplicate events that is based on time interval, count of similar events or both. Identical messages that fall within a very short period of time are suppressed and the first event is only forwarded to management server (Murugesan & Gangadharan, 2012, P. 21). Local actions can be executed without the intervention from the management server. The blemish of local data center is that keeping each client side database in sync is very difficult. Programming, administration and maintenance of data become nearly impossible. Data integrity, security, data

Monday, April 22, 2019

Electric Sources and their common use Essay Example | Topics and Well Written Essays - 250 words

Electric Sources and their common use - Essay Examplee advantages associated with this form of aptitude generation include environment friendly generation in terms of the carbon dioxide and other hurtful gases. On the physical waste emission front, its wastes are considerably more dangerous than other forms of slide fastener generating sources. They can harm the living beings on earth, and also in water if the waste is drained into the rivers. The hail of water used in these power plants is also a contentious issue since it brings the sea life in direct contact to nuclear material.Over period of time, number of nuclear power plants has bygone wrong and have resulted in massive destruction. Though they are the alternate source of energy, and with lots of promise, nonetheless they have their own issues as well. Their installation also requires heavy investment. In U.S.A, the Nuclear Regulatory equip ensures putting necessary restrictions on the power plants operators to ensure safe and productive working with no valet de chambre life at direct threat

Sunday, April 21, 2019

My personal statement Example | Topics and Well Written Essays - 1000 words

My - Personal Statement ExampleI am from Indonesia. I am the only child of my parents, and the origin child from the entire family to come to America and study. My first inspiration to excel in business came from my parents, who are self-made people, and started their business with nonhing at hand. They had not even graduated from any high school, but they had the enthusiasm to do something in their lives, and they have passed on that enthusiasm onto me. Another great support for me has been my best friend. She has supported me in many ways and has enliven me to become a better person. She is actually an artist and, since I am interested in photography, I have aided her in many of her projects and exhibitions, like In the Grove (Discovery Indonesia), Century Bookstore, and the Indonesian Consulate. For her team of artists, I am the admin and the event organizer of her website named Swargaloka. In my first semester of studying in Pasadena City College, I got a W in accounting and under the unit, because I was facing difficulties in the adjustment in the parvenu culture. I too had so many responsibilities at that time and was expected to perform so well, that it was getting hard for me to manage. But later on, I learned how to cope, and improved in many things. For example, in this semester, I am working voluntarily with numerous organizations. However, I got a Win computer information carcass course, which has made me learn that I have yet to improve a lot to be suitable to manage both education and co-curricular activities properly and simultaneously.... I actively participated in the Your Vote Matters, 2012 in the Asiatic pacific legal center, where I convinced people to vote by making hundreds of phone calls. I have also been an internee in the operation committee of the tournament of roses. I informed for the American Red Cross, and also for the rock and roll marathon that was held in Los Angeles in favor of the ASPCA. Not only did I volunteer out side the campus, but also in many inwrought activities, like volunteering for the international student accommodation and orientation for sixsometeen hours. When I was in my high school in Singapore, I received six commendation certificates for effort and achievement within two years. In my high school in Indonesia, I helped my community by working fifty hours in an orphanage, and donated around $500 by selling sustenance and goodies. I also gave my services in a mosque and temple. I attended a workshop in Indonesia, regarding the understanding of AIDS. I also completed a mentally and physically challenging outward bounce course, held in Singapore in 2009 for four days, aimed at developing strong character values, metal resilience, teamwork and leadership. At present, I am working in the consulting LLC, where I am involved in both the internal and external management of the company. I am also an active member of the AGS honor society. I am proud to have contributed to the socie ty in social communication and community service. My Personal Statement 2 Now, I shall discuss some of my personal qualities that make me proud of who I am, and which will surely help me in my professional life as well. My best talents include good organization, discipline, carefulness,

Coursework for Job application Essay Example | Topics and Well Written Essays - 1000 words

Coursepiece of work for Job application - Essay ExampleThe Ofcom website tells of a minimum requirement of a 21 achievement in a degree in which the relevant subject essential form all, or a signifi hindquarterst part, of the degree. I satisfy this requirement easily. In addition, my outstanding academician results have allowed me to obtain the TARC Engineering Scholarship for my Diploma.I strongly participate in extra-curricular activities, which was recognized by my achieving the UNSW Faculty of Engineering Deans Award 2008. Through my involvement in extracurricular activities at school, I have developed a sense of responsibility and a deeper understanding of dealing with people, which be the key skills Ofcom requires of its graduates.Broadcasting and Tele colloquys is my specialization. I have undergone advance training at the United Kingdom Telecommunications honorary society (UKTA). In UKTA, I completed the program in Radio, Mobile and Cellular Communications conducted at Bla ndford Forum, Dorset as provided by SCN Ltd.I spent my placement year with Global Communication Technologies Ltd. Here I examine network designs of systems with my team. I enjoyed the network analysis and teamwork experience. I also demonstrated my initiative and my innovative thought process by designing a more practical version of the network which effectively improved communication among substations. The work I have done at Global Communication Technologies Ltd seems to mesh well with the qualifications Ofcom desires in a communications engineer.c. I can function well in any job placement. I am easily taught. Recognitions of my academic excellence (e.g. recipient of TARC Engineering Scholarship) are proof that I can think both analytically and creatively about complex problems, and explain them confidently and succinctly to a variety of audiences.a. I am a fresh graduate. Though I do have work experience

Saturday, April 20, 2019

Write a six to eight page paper on Joe Salatino, President of Great Essay

Write a six to eight rogue paper on Joe Salatino, President of Great northern american case study - Essay eccentricAdditionally, the paper explains the role of self-efficacy in enhancing performance and hence productivity of a company.Any effective loss leader must pay attention to perception and attribution because they are important aspects of leadership. Perception is the process by which the mind organizes, identifies, and interprets sensory culture to form a mental representation. All perceptions start as signals in the nervous system initiated by stimulation of sense organs. It is possible to shape perceptions through learning, memory, and expectation. To perceive some(a)thing in certain way depends on the complex function of the nervous system. Employees of a company constantly fool huge sets of information that they need to disseminate and process.According to Hellriegel and Slocum, perception is the process by which people select, organize, interpret, and reply to info rmation around them, (Hellriegel, Slocum, 2011, P. 71). It represents the psychological process by which people use their five senses to take information from the environment and make a meaning to their world. Different people will interpret and organize things differently in similar situations. It is important for a leader to watch the difference in perceptions keenly since some differences may arise because of perceptual errors. Such errors include stereotyping, projection, halo effect, impression management, and perceptual defense. Attributions theory explains how an honest person constructs meaning of an event based on their knowledge of the environment. Attributions enable an individual to acquire a cognitive mind that can understand the causes behind different happening in life and around them. Additionally, attributions help in understanding the behavior of others finding explanations to their behavior. Attributions support perceptions. A person makes attributions in

Friday, April 19, 2019

Personality Theory Essay Example | Topics and Well Written Essays - 1500 words

Personality Theory - Essay ExampleNevertheless, as adults, the parents were accountable for their sons death. Parental Abuse Resulting in boor Suicide The Personality of Both the Parents and Child which Results in Suicide The case of the child being abused by violent parents is not uncommon. It canful happen anytime as long as there are children with suicidal tendencies and parents who are predisposed to pack in a way that they would hurt their children. Based on the details of the case, the child committed suicide because he must have been a typical case of Borderline Personality trouble and his parents as well, and this must have unconsciously made them cause their own childs death. Definition of the side and Important Things to Consider The case study involving the child who eat uped him ego and the parents who abused him must be investigated in such a way that the roles of the child and the parents in bringing about the act of suicide are defined. Moreover, virtuoso need s to consider the reasons why the child could have decided to kill himself and why the parents themselves were abusive. Understanding the fundamental cause of their actions and decisions would shed more light into why the suicide took place. The Possibility of Borderline Personality Disorder The child who killed himself may have been suffering from Borderline Personality Disorder, or BPD, because he displayed a equivalent set of symptoms as a typical case, and it was the parents fault that the degree of their abuse towards him made him decide to kill himself. BPD is a psychological problem which is close to commonly associated with self destructive behavior, which in turn is the most likely cause of the suicide (Paris, 2011). Moreover, someone with BPD is also most likely to be highly inconstant emotionally and thus develops several mood swings especially as a rather automatic result to highly stressful events (Paris, 2011). These highly unstable emotions and unpredictable mo od swings may have reached their peak at the time of suicide and thus may have triggered the act itself. Coupled with a preexisting self destructive behavior, the sudden surge of depressive or angry emotions in the child may have been direct towards himself. Parental abuse may have triggered the depression and anger in the child, but since the child may have felt powerless, he did not choose to retaliate and instead decided to kill himself in order to end the extremely uncomfortable feeling of abuse, loss of somebodyal value and loss of self-esteem. Moreover, since BPD is characterized by repetitive suicide attempts, then it is obvious that the child was suffering from this or a similar indisposition at the moment of suicide (Paris, 2011). The child may have therefore attempted suicide a number of times but perhaps during that time that he killed himself, there must have been too much anger in him that could not be contained anymore. There could also have been a draw play of anger that had piled up and perhaps the last cruel thing his parents did to him somehow served as the last drinking straw that eventually made him decide to end his life. Furthermore, there might not have been anyone else in the put forward who could have at least stopped the child from committing suicide, or perhaps there was but this person might have also been powerless and helpless against the child

Thursday, April 18, 2019

Share Price Report Essay Example | Topics and Well Written Essays - 1000 words

Share Price Report - Essay ExampleTherefore this study will win a sharp insight of Tesco plc and Morrison (Wm) Super merchandises PLC as discussed. 1. A plot of the divvy up price of the project companies (Tesco plc and Morrison (Wm) Supermarkets PLC) everywhere the study plosive consonant relative to movements in the FTSE 100 index. Source Author Source Author 2. judge major economic and other events that have affected these companies and their share price over the project period (1st October 2012 22nd March 2013). Tesco supermarket operates under the parent Tesco private limited guild that operates supermarkets and 5 hypermarkets. The supermarket operates under retail industry and offer products such as clothes, toys, Groceries, music, electric products to mention just but a few. The federation reported revenue of 3.15 billion pounds as at 2008.Additionally the profit margin was reported to rise by 9.5% in the subsequent periods (The Telegraph, 2013). This change magnitud e was attributed to its large market share of non-food items causing the prices and the value of its shares to rise. In above connection, Tesco Company had shown great improvements with respect to its shares prices. This could have been attributed to adoption of online trade making it possible for Tesco supermarket to reach legion(predicate) customers within a shortest time possible (The Telegraph. 2013). On the other hand, Morrison (Wm) Supermarket is the public limited company that operates in retail industry with its headquarters in the United Kingdom. Additionally, the company offers variety of products such food stuffs, wines, wellness products, spirits, furnitures, entertainment items pharmacy items to mention just but a few. It has been reported that Morrison supermarket is the fourth largest super market after Tesco and is among FTSE 100 index. Morrison (Wm) Supermarket reported revenue of 18.116 billion pounds in 2013 and a net income of 647 billion pounds (The Telegraph, 2013). Morrison share prices have been influenced by market forces, economic factors such as recession, competitors and technology employed causing a fluctuation on its share prices as shown in table 1.2 at the end of text. According to The Telegraph, 2013, the company was planning to employ grocery technology in order to increase its efficiency, it is predicted that application of grocery technology will help to improve its stocks performance (The Telegraph, 2013). 3. Discuss factors which have affected the sector as a whole. Economic condition was reported to affect performance of the retail sectors more significantly. For instance, the 2008 economic recession was be quiet felt in 2012 and 2013. Such condition may have impacted significantly causing the twain supermarkets to increase prices of food staffs (Yahoo finance, 2013). This further caused share prices for both Tesco and Morrison supermarkets to decline making the value of shares to fall. On the other hand, government and market regulations may have impacted on share prices. Whereby, government may increase corporate taxes, making the company to experience low returns. This may consequently cause a disconfirming influence to the entire sector. Connectively, unfavourable political climate may negatively influence shares price overdue to uncertainty (Puxty, Dodds and Wilson, 1988). 4. Compare and contrast these events and share price movements in these companies with what has happened to the comparator company (Sainsbury (J) PLC) over the project

Wednesday, April 17, 2019

Value of Real Estate Loans Issued By Commercial Banks Essay

Value of Real Estate Loans Issued By mercantile Banks - Essay ExampleThe onset of the new millennium brought many developments for the banking sector globally. As such, the increase knowledge about mortgages and advanced exposure to access of finances meant that commercial-grade banking business was as hawkish as it was enjoying demand. In the year 2005, the United States economy was experiencing increased interests in housing and property development. Besides, the commercial banks increased their lending incentives in a bid to acquire the largest customer base of the growing character demand. In the first turd of 2005, the real estate loans for residential, commercial and farmland were 1.43%, 1.12%, and 1.70% respectively (Federalreserve.gov, 2015). The low-interest rates in comparison to those of the fourth quarter of 2004 acted as incentives for consumers who wanted to capitalize on the credit availability prospect provided for by the low-interest rates. As depicted in Figur e 1 below, the rates of exposure to loans for both Commercial Real Estate (CRE) and Construction and Land Development (CLD) was gradually increasing, thereby approaching the peak in 2005.The loan incentives put in place by commercial banks encouraged borrowing for risky mortgages, which menace to go up, as is always the case of property appreciation for assets in high demand. The first quarter of 2006 indicated the beginning of the gradual discrepancies in the interest rates, as the real estate loans for residential, commercial and farmland settled at 1.60%, 1.02%, and 1.53%.

Tuesday, April 16, 2019

Supporting Teaching and Learning in Schools Essay Example for Free

Supporting Teaching and acquire in Schools EssayQuestion 1Summarise the master(prenominal) realiseing of a baby bird from the croak along with range 0-2 years, 3-5 years and 5-8 years. Development 0-2 yearsWhen a baby is born they are benefactorless. Although from 0-2 years the gear upment of a boor is precise rapid. A baby impart go from not beingness up to(p) to hold up their take head to being able to talk, walkway, emission and climb the stairs only within this time frame. Through this time frame a baby will be able to support and lift their avouch head and kicking their legs. They will be able to focus on close objects such as their own fingers and hands. They will come on to smile and recognise the face of their main care giver. The baby will be fitled by sudden noises, such as thumping doors. As they progress they will spark off to reach out for objects and toys that attract their attention and runner to fall upon noises. Their hand to hand and hand-eye coordination develops as they fancy to pass objects from one had to an an new(prenominal)(prenominal) and reach out and trip up things for themselves.When the peasant is older they will usance this developed hand to hand and hand to eye coordination to start making marks on paper with crayons. As their muscles develop and get stronger they will start to personate up unaided and pull themselves up to a standing position. The baby will start produce and begin to learn to crawl and eventually walk unaided. Their independence will grow as they start to want to feed themselves firstwith finger food then using a spoon. They will start to say simple words such as mama/dada and start to recognise their own name, this will eventually develop into the barbarian starting to string simple sentences together and saying other words and understanding them. As the balance improves a electric razor will learn how to kick and cast out a ball.3-5 yearsIn this stage of education a barbarian will build on what he/she already knows, such as walking. This will be steadier and they will be able to walk backwards and climb up and downstairs confidently. The child will be able to draw more than recognisable pictures, such as faces, rather than just scribbles. The phraseology is a wider range as they learn how to say more words and stinker string together longer sentences. They will start to inquire why as they grow more curious about the world around them. As the vocabulary grows they will be more capable of describing how they are tonusing (happy, sad or angry).They fag learn and recite simple nursery rhymes from memory. As an adult you start to charm a personality develop as they develop a sense of humour a sense of what they find funny or not so funny. They start to get going sociable and enjoying playing with other children. 5-8 yearsWith this stage of education again the child builds on what he/she already knows. Through this stage adult teeth start t o grow. The child idler start to do things more confidently, such as being able to use scissors to cut out shapes. With guidance a child will start to learn the consequences of their own actions and behaviour whether it is good or bad. Whilst playing games and sports with their peers they will start to become more competitive. The vocabulary has cock-a-hoop enormously to roughly 2000 words which they have learnt through acquire to read or picked up from what other people, adults and peers, have said around them. The qualification to concentrate on one thing at a time has also increased and they are less easily distracted. For 3-8 year olds physical development is not as fast paced as it is in the first 2 years of life. 3-8 year old development is more cognitive and ruttish.Question 2Analyse key social, economic and environmental factors which whitethorn process development AllergiesFood allergies send away be severe as well as fatal, as most allergies, such as nuts, can ca use anaphylactic shock. This causes the airways to swell up and cut off the ability to breath. A food allergy that is often over looked is an allergy to E numbers, which is an allergy to artificial coloring and flavouring and sometime emulsifiers that are found in our food. This allergy can cause the child to become hyperactive, violent and in ingrained cases physically sick. This can have an proceeding on a childs development physically, emotionally and socially.The child may stop eating altogether if, in the extreme cases, they start to associate eating with being sick. This can lean them to stop growing as they are not digesting the nutrients that they compulsion for growth and development. With the hyperactivity comes the inability to focus on any(prenominal) one thing for a set period of time, which will have an effect of what they learn and how well they learn it. Socially the child may be in able to stigma the friends that he wants as the other child may cautious of the child due to the hyperactivity and possibly the violence.Health ProblemsThere are many health problems that can affect a childs development. Eczema can cause distraction problems particularly if the child is seriously affected by it. Eczema is a drying of the skin which leads it to becoming itchy. If the eczema is not effectively treated then it can lead to the skin being itched to the point where it is broken and bleeding and this in turn can lead to infection. Some cases of eczema are caused by food allergies, fabric powders/ softeners and in some cases we just dont know why the skin flares up as it does. If the eczema is not treated the child can unendingly be itching and uncomfortable and this is at the fore front of their mind rather than the activity at hand. If the child does end up with infected parts of the skin this can lead to poor accompanying for indoctrinate and missing out on the needed education. Environment/Poverty/Social factors such as love and affection The environment a child grows up in can have a detrimental effect on their social skills and building relationships with others.If the child grows up on an environment where there are caring call forths/siblings then a child will grow to learn and realise that this is how relationships with others should be, whether it is with a teacher or another child. If there is no love in a family then a child will grow up to signify that it is not caredfor by anyone at all, this can bring home the bacon them on into adult life and effect relationships there too. They may become withdrawn, sad and untrusting. Although a child may look ok on the outside inside is full of turmoil. They may come to conceive that what has happened to them is there fault and come to regarding themselves as no good and not deserving of the love and kindness that their peers receive. They may also have little trust in the people around them for fear of being hurt by them as they have been before. Living within a la rge city may cause problems for a childs development if there is a high level of unemployment and natural depression income.Something as simple as not having access to public transport, whether its a bus, taxi or train, because you cant afford the fares can affect the child being able to get into school on a regular basis and so miss out on the education that they be and need. There is another problem that comes with low income. If you have a low income you may only be able to buy what you can afford which may mean a child does not get a balanced diet. Usually with unemployment and low income comes poorer housing.This can lead to health problems in both child and adult alike. They can be affected by mould spores and living in drafty and tatty conditions, this will lead to children who may be constantly ill and so in turn cannot attend school as much as they should. These illness may also have an effect on their physical development as the illnesses may affect the ability for the body to develop as it should. Children need constant stimulation whether it is for the mind or the body. Living in poorer areas may mean that areas to play and run around are lacking, whether it is a park or a garden, without proper stimulation a childs development can be slower to progress that that of his peers.Loss or BereavementA child may not process death in the same way that an adult or young person does. They may come to realise that a person is no longer a part of their lives. On the other end of the scale they may suffer anxiety that is focused on yourself as the parent. They may begin to believe that you yourself may not return to them when leaving them at each play group or school. They may become clingy and withdrawn compromising their ability to learn and handle their friendships with their peers. They may also suffer anger and hostility towards people or may even think that the person who has died hasleft them because they didnt like the child anymore so the child m ay see it as being their own fault. This can lead to a child growing to be very lonely and not being able to build new or save any motley of relationship with anyone.Separation and DivorceA childs social and emotional development can be affected by the disengagement or divorce of their parents. They can come to believe that the separation is their own fault. They can experience feelings of guilt, anxiety and sadness. They may as with bereavement become withdrawn and woebegone or hostile and angry. This factor can also make it difficult for a child to maintain relationships or make new ones. Care givers need to be available for the child should they need them for emotional support. The child may also apportion blame on to someone else within their lives, whether it be the parent that has left the family home or and new partner that the remaining parent has found. During and after this time the child in question may find it difficult to develop new or maintain any social relations hips, especially while they have several different emotions going on inside them. They may find it hard to process all these possibly new emotions and find it hard to concentrate on anything else.Learning DifficultiesLearning difficulties come in a vast range, anything from Downs Syndrome to Dyslexia. These learning difficulties can slow the learning development of the effected child. Dyslexia sufferers have particular difficulty with reading and writing Just because a child of 4yrs can write their name and read a few words doesnt mean that a child of the same age with dyslexia can. When we learn to read we learn to sound out the letters that make up the word. Children also have lessons in school that focus on phonics which is to help them identify the sounds in words such as igh, oo, ai. These are called phonemes. A dyslexic child has difficulty in identifying and looking out these phonemes and so makes the whole learning process slower. This can lead to the child becoming screw i n there learning to that of their peers and will need extra help in place to help them not fall so far behind in their learning.Loss of limbs or the use of sensesThe firing of limbs or senses can be very traumatic both emotionally andphysically. Loss of limbs or senses can happen in a variety of ways such as a road transaction accident, a birth defect or severe infection. Losing a limb or senses can effect a child mentally, emotionally and physically. If the limb or sense is lost through accident a child may become angry and upset, withdrawn or even become depressed. They may feel a sense of hopelessness, worthlessness and have in appropriate guilt that the loss of limb or sense was their own fault somehow. The adjustment for a child losing a limb or senses will be an ongoing process. They may seem to be adjusting and taking everything in their stride but as the cognitive side of development grows then the child will start to understand more amply what has happened and may set th em back in the adjustment process, as they begin to realise that the loss of a limb or the senses can an impact on their future lives.

Monday, April 15, 2019

Habitat for Humanity Essay Example for Free

habitat for kind-heartedness Essayhabitat for Humanity originated at Koinonia Farm, which is a small Christian farming participation located outside of Americus, Georgia. Cl bence Jordan brought the subject to Millard Fuller, who is the founder and president of home ground for Humanity International. They developed the idea of partnership housing, calling for families in necessity of a home to partner with volunteers to build affordable homes. In 1975 Fuller and his married woman Linda established Habitat for Humanity with one clear vision in mind a world where everyone has a adequate place to suffer. Habitats ministry is based on the conviction that to follow the teachings of Jesus Christ we must(prenominal) reflect Christs dearest in our own lives by loving and caring for one a nonher. Our love must not be words only it must be true love, which shows itself in action, this is the full forces that lead Fuller and his wife to establish this organization. Habitat provid es an opportunity for good deal to put their religious belief and love into action, bringing diverse groups of people together to make affordable housing and better communities a truth for everyone.The idea of Habitat for Humanity is to earn in partnership with God and people to build decent, affordable, houses in which people cornerstone live and grow into all what God has intended. The Fullers vision has become a successful reality that has presently helped build over 500,000 homes and helped over 2.5 million people worldwide. Habitat for humanity is operated based on two main sources donations and mortgage payments of the homeowners. Donations generate from individuals, foundations, and businesses their monies are used to purchase land and materials. The no-interest mortgage payments do by current Habitat homeowners greatly contribute to support the construction of additional Habitat homes. roughly organizations such as Ameri-Corp may pay their volunteers with school cour ses and materials in return for their duration. Habitat for Humanitys crucial point is not just to build a house and help people to be under a roof, but their main goal is to build a clean, decent, and stable house for families these families canful provide stability to their children, the sense of dignity and pride grows for these families health, personal safety, and security improves, educational and job prospects.My possess at Habitat for Humanity was a powerful and passionate one. Amazingly, one of the most precious gifts we can give one another is time. A couple of hours or days can translate into a lifetime of hopefulness and commitment to strive and I had the opportunity to go steady this reality, throughout my experience at the Habitat. I rent learned what the meaning of passion is mainly because Ive had the genuine sentiment to finish the take a shit Ive started, along with many other people that shared this experience with me. The other thing that I discovered ni gh passion is how easy it is to be a family with people you have met for the first time if you open your heart to them and let them be part of your life. The other thing I found almost passion is the skills that I have that would help to repair the universe. In this experience I found something that has deepened my faith that God created each one of us uniquely with specific skills that not everybody has thitherfore, this experience helped me to find skills that I am going to use to help building the world again with passion and also the experience and realize that the simple usage of my hands can a the life of a family.The people that I met at Habitat for Humanity were dedicated to their jobs. As I approached the job site, I noticed some(prenominal) groups of people who were putting their time and organization into this home-building project. They invested hundreds of hours of sweat into building houses to help low income families. Some days, community volunteers spend more than eight hours working on the houses. To complete their jobs, volunteers overcame obstacles such as lack of supplies, unuseable wood, and lack of enough workers. The employees and volunteers I met were motivated to overcome obstacles to help families in need. Though they may not have had the best materials, they used what they had in order to complete the job. Many of these materials come from the Re-Store this store sells donations in the main given by the community. The funds collected are used for materials and other service of processs that are required.Volunteers must be willing to work in the heat and indorse a lot of intense physical labor. Wall-framing, installing dry wall, plumbing and roofing are skills that the organization needs from volunteers. The volunteers I worked with were willing to endure the heat and physical labor in order to help low income families who need a home. If you are looking for a place where you can make a huge impact on society, Habitat for Humani ty is the place. People of all backgrounds, races, and religions are invited to build houses for people in our community. Habitat for Humanity is adapted of working with each volunteers skill level. Dont be afraid of surd work. No matter what goes on in your life, you will always remember all of the positive things you have done to help out in your community.In conclusion, Habitat for Humanity does such essential work and by that work they recognize the concept of passion and Christianity, and the other thing about them is they recognize that there are needs in the world and these needs should be met with their work. My experience helped me change my idea about service and the real meaning of service, and it let me be familiar with the big three Rs- restoration, reparation, and atonement that are the keys for service. The three Rs were spoken among many of the volunteers that I met, indeed the Rs simply describe this experience, the other thing I found is that dedicating myself is another important part of service because without dedicating myself, the work that we need to do to repair the universe would not be as perfect as how it should be.